We know the industry and have built a reputation for providing sound advice to transportation companies for managing risk both on and off the road.
Areas served: Dark Insurance Agency offers trucking and cargo insurance products throughout Central Alabama and West Georgia.
Trucking and Cargo Insurance Options:
Motor Truck Cargo Insurance
Anyone hauling for others and who needs to protect the value of the loads needs motor truck cargo insurance. It provides coverage on the freight hauled on a for-hire basis and covers liability for cargo that is damaged as the result of fire, collision or striking a load. This type of insurance may also be purchased for the coverage of owned goods.
Physical Damage/Collision Insurance
Anyone who owns tractors and trailers and wants to protect their investment should consider physical damage/collision insurance. Coverage provides protection to the vehicle in case of an accident and collision and damage pays to repair or replace the covered vehicle in the event of collision or overturning.
General Liability Insurance
Provides coverage for the broader business outside of the operation of the vehicles including many circumstances that are associated with the insured’s business activities. It offers protection against claims arising out of the insured’s liability for those injuries or damages that were caused to persons, property, and business operations by the insured party.
Primary Auto Liability
Any operator with an authority needs primary auto liability insurance. Designed to protect the insured from legal liability as the result of the ownership, maintenance or use of an insured automobile or truck, these policies with primary liability coverage agree to pay damages for bodily injury or property damage for which the insured is legally responsible. Also covered are legal defense costs on behalf of the insured.